site. If youre a loyal Kroger shopper and also shop with its Kroger Co. Family of Stores, then the Kroger Mastercard may be a good fit for your wallet, especially since youll reap some pretty nice rewards at Kroger fuel stations in the first year as well as a fairly decent welcome bonus. Yes, after36 months your points do expire. Kroger accepts payment from Visa, MasterCard, Discover, and American Express. design is a trademark of Mastercard International Incorporated. Yes. When you use your free Rx discount card at Kroger Co. Pharmacy, a participating retail pharmacy of AARP Prescription Discounts provided by OptumRx , you can save on all FDA-approved medications. Kmart. 3 points per $1 spent on Kroger Co. Family of Stores brand products. Fill in your credit card login details, including: credit account number, last 4 digits of BSN. If you're a dedicated shopper at one of the many stores in the Kroger "family," you might be considering the grocer's co-branded. Funto Omojola is an auto loans writer at NerdWallet. You give someone a card and you cant use it. This site does not include all credit card companies or all available credit card offers. The Best Ways to Use 10,000 (or Fewer) American Express Membership Rewards, Citi Prestige Card vs. Amex Platinum Card [Detailed Comparison], 3 points per $1 on Kroger Co. Family of Stores brand products, 2 points per $1 spend in Kroger Co. Family of Stores (excluding fuel centers), $100 cash-back after $200 spend within 40 days, Fees and Drawbacks of the Kroger Mastercard, Alternative Rewards Cards (Our Recommendations), The information regarding the Kroger Mastercard, For rates and fees of the Blue Cash Preferred from American Express, click, For rates and fees of the American Express Gold Card, click. Bottom Line: Since its a Mastercard, you can use it anywhere Mastercard is accepted and in doing so, youll earn rewards even at a base level. I just closed my account, and I suggest you do the same immediately after you get your $100 credit. And remember, even if a Supercenter is open 24 hours, 7 days a week, this does not apply to the Walmart Pharmacy, the Walmart Photo Center, the local Customer Service Department and other facilities. Login to Reply or Kudo. for the Kroger Rewards World Elite Mastercard. Erin currently maintains her status as Alex's adventure-seeking partner-in-crime and contributes to Upgraded Points through in-depth content creation and relationship management. Theres no annual fee for this card, but its important to note the wide variance in APR the better your credit, the better your assigned APR percentage and vice versa. U.S. Bank may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law. and Kroger Privacy Notice You can stop the use of certain third party tracking technologies that are not considered our service providers by clicking on Opt-out below or by broadcasting the global privacy control signal. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. Length of time varies depending on individual credit status, address verification and card processing time. As a member of the program and, again, independent of the credit card you'll earn 1 "fuel point" for every $1 you spend on groceries (with some exceptions) at any store in the Kroger network. 4. This site does not include all credit card companies or all available credit card offers that are on the market. Browse Locations in the United States That Accept Amex as a Payment Option. If you want the flexibility of a credit card without any overdraft fees or credit check, you should consider the reloadable Kroger REWARDS Prepaid Visa simply load this prepaid Visa or Mastercard with funds and use it at the checkout line. Please ensure all gift card information and your personal billing details were entered correctly. This information may be different than what you see when you visit a financial institution, service provider or specific products site. You may order a larger variety of items when you choose Kroger shipping, but items will arrive faster with Kroger delivery. Kroger is calling for an end to a more than year-long feud with Visa credit cards. Blackhawk Network Inc. Privacy Notice Kroger also takes cash, personal checks, WIC cards, and SNAP/EBT cards. Yes, they do. Kroger Macaroni & Cheese. Physical Retailer Gift Cards are not embossed. No. We recommend you check all email addresses before placing your order since once an order is shipped, we cannot guarantee that we can assist. Yes, they share with affiliates. Earn rewards. Kroger accepts Mastercard debit cards only for online shopping and mobile app purchases. You can either choose a card that Google already has on file or add a new card. As the largest supermarket chain in the U.S. (by revenue), Kroger is a brand a lot of people quickly recognize. Log into your Online Banking Account and click on Rewards tab to access the Rewards Center homepage. , but there's a cap on that spending, as well as some other limitations to be aware of. Kroger Pay doesn't earn this elevated rate and will earn the 2% back you get for shopping at Kroger stores. New holders of the Kroger Rewards World Elite Mastercard can get 25 cents off per gallon of gas during the first year of using the card. include Kroger, Ralphs, King Soopers, Baker's, Dillons, Smiths Food and Drug, Fred Meyer and Gerbes. If the eGift card does not arrive within the expected timeframe, contact customer service for assistance. If you do not receive the emails, please check your spam and junk folders. My score at that time was 805. What credit cards do you accept for payment? MORE: NerdWallet's best gas credit cards. Note that due to technological limitations, if you visit our website from a different computer or device, or clear cookies on your browser that store your preferences, you will need to return to this screen to opt-out and/or rebroadcast the signal. 2023 Blackhawk Network, However, if you have a less than desirable credit score, youre looking at the high end of that range. 30981. An example of a previous sign-up bonus includes $100 cash-back with $200 spent within 40 days. There are no fees associated with using eGift cards to make a purchase nor is there a monthly inactivity fee. Our partners compensate us. Not all Kroger grocery store locations in the U.S. have fuel centers where you can pump gas and redeem fuel points. The Visas and Mastercard eGift cards have a nine-year expiration date from the time of purchase. Visa or Mastercard eGift cards may not be used for foreign purchases. Is my cash back/Rewards Points affected when I return merchandise? You may check your order status by clicking My Account in the drop down under your name at the top of the site. If you wish to exercise those rights you will need to make requests to each company only. MORE: More credit cards are piling on rewards for mobile wallet spending. If there are questions regarding a branded card from the order, please use the contact information listed on the plastic card or eGift for assistance. Whac-A-Mole. Please see the Login and Online Account Management section below for more information. Big retailers that do not accept Apple Pay. So we called and canceled. After the year is up, cardholders will continue to receive 5 off per gallon of fuel when they redeem fuel points. Visa and Mastercard eGift cards are delivered via e-mail. Get a decision in as little as 60 seconds. If you maxed it out, you'd earn $150 in cash back before dropping down to the 1% rate for the rest of the year. Where do I go to select how to redeem my rewards? The late fee and returned payment fees on this card are average youll find fees similar to this with most other co-branded credit cards. Does the U.S. Bank Visa or Mastercard Gift Card have an expiration date? This issue may be a minor inconvenience when shopping in-store, but Costco members can still use their Mastercard PIN debit at the store and their Gas service. In most cases, when applying online you will receive the status of your application immediately. Can I cause Kroger to remove the hard pull from my reports? You may contact the carrier directly to have the card's value applied to the account. MORE: NerdWallet's best rewards credit cards, If you get the Kroger Rewards World Elite Mastercard, you'll automatically be enrolled in Kroger's shopper loyalty program. If you have the Capital One Walmart Rewards Mastercard, though, you'll be able to use your card pretty much everywhere that takes credit in over 210 countries and territories. See gift cards for details, terms, conditions and (if applicable) fees. Email needed if you'd like comment updates. This debit card comes with no annual fee and earns 50% more fuel points on grocery purchases if you link your Kroger Pay account. Be aware that Kroger has not been shy about removing credit cards from being accepted as a payment method at certain subsidiaries. (where applicable). . The credentials used to create your account can be used on any of the Kroger Family of Companies* websites. Thanks for reading! Does Kroger take Apple Pay in Texas? When you register your Prepaid Gift Card, you may also use your card for internet, mail, and phone order purchases. What if I sent the Prepaid Phone Cards to the wrong person by accident? Previously, he was a homepage editor and digital content producer for Fox Sports, and before that a front page editor for Yahoo. You can view or print your transaction history on the Card Activity page online at prepaidgiftbalance.com. After that, youll have to spend up to $6,000 every year to keep the 25-cents-off benefit. Other Contactless Payment Methods That Kroger Accepts Scan, Bag, and Go: The Kroger app is ideal for shopping using this cutting-edge technology. To ensure delivery, please check the email address you enter for your intended recipient. Here's how the fuel point program works: Fuel points can be redeemed at Kroger fuel centers and participating Shell gas stations. Not every merchant will be exactly what they seam to be. It can be used at the entire Kroger Co. Family of Stores and even offers a 2% discount on Kroger store brands. Once you have earned at least 1,000 Rewards Points ($10), you have the option to redeem for a statement credit or Real-Time Rewards. Once your order has shipped, you will be notified. (Credit card or no, membership is free and you can enroll online or in a Kroger-owned store.). That information is used for a variety of purposes, such as to understand how visitors interact with our websites, or to serve advertisements on our websites or on other websites. All rights reserved. The link will take them to the eGift Card page to access their eGift Card with the option to print it. First of all, Visa is one of the largest credit card companies in the world and has had a long-standing relationship with Costco. Kroger provides detailed instructions on how to do so, whether you do or dont have a checking or savings account with U.S. Bank. Visa terms Yes, you may purchase airtime as a guest. *Subject to availability. Use of this website constitutes acceptance of Blackhawk Network Inc. From there you will be able to choose how you would like to redeem your rewards. Hot Tip:Theres no limit to the amount of rewards points a cardholder can earn (other than the credit limit set by your account). and (You can redeem in 100-point increments, up to 35 gallons.) Want to earn free groceries? It depends. Additionally, Kroger also accepts debit and credit cards, including American Express, Discover, MasterCard, and Visa cards. Giftcards.kroger.com never stores your credit card information. Options. Youll earn 1 point per eligible net dollar on any purchase that isnt included above, anywhere Mastercard is accepted. Whether you want to pay less interest or earn more rewards, the right card's out there. for more information. Yes, do the research. You may contact us at 1-844-600-7765 where one of our representatives will be able to assist you with completing the activation process. OK92033) Property & Casualty Licenses, NerdWallet | 55 Hawthorne St. - 11th Floor, San Francisco, CA 94105, 5 Things to Know About the Kroger Credit Card. The creditor and issuer of this cardis U.S. Bank National Association, pursuant to a license from Mastercard International Incorporated. To me you are a horrible credit card company. For eGift Cards, your recipient will receive an email containing a link to their eGift Card. NerdWallet's best credit cards for groceries. Yes, Kroger accepts all major credit cards including American Express, Visa, Mastercard, and Discover. Hot Tip:If fuel rewards are important to you, dont miss our piece on the best credit cards for gas purchases. However, this does not influence our evaluations. This bonus value is an estimated valuation. While we have nothing against Kroger, we think its definitely worth doing your research and considering all available options before choosing the right card for you. 2023 U.S. Bank National Association. Prospective cardholders can apply for the Kroger Mastercard online or by phone at 888-219-1822 ext. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. At eligible Shell stations, you can redeem 100 fuel points for 10 cents off per gallon. Even store loyalists might be better off with a general cash-back card. You can use yourKroger Rewards World Elite Mastercard, The APR is competitive for credit cards that offer rewards. For Physical Gift Cards, what are the delivery options offered to me? Our partners cannot pay us to guarantee favorable reviews of their products or services. The points system is essentially worthless when compared to other reward programs. If thats the case, this card may not be right for you. I read about the Kroger credit card online and it says very plainly that applying for the Kroger card will not affect your credit score but yet I lost two points on my scores as fast as they turned me down. If youre spending money consistently at supermarkets (we figure you are) and are looking for alternative credit cards, then wed highly recommend using cards that have big bonuses for money spent at supermarkets. What Stores Accept Google Pay & Samsung Pay? Opinions and recommendations are ours alone. A 24.99% APR is pretty massive, and youll see the cash advance APR is even higher, so if youre slotted into this level, make sure you act as a responsible cardholder at all times to avoid excess fees and penalties. In 2016, Visa became Costco's exclusive . Kroger accepts all major credit cards, including American Express, Discover, MasterCard, and Visa. When should my recipient receive their eGift Card? Need help? This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Actual delivery timing is affected by the shipping method you select while placing your order. Yes, on the last day of the month and year printed on the front of the card. Here is the privacy policy for your review: https://www.kroger.com/f/rewards-debit-card-privacy-policy. We may be compensated when you click on links from one or more of our advertising partners. You really need to do your homework, its not additional 25 cents its 55 cents. Here are five things to know about the Kroger credit card. Potential Annual Rewards of 384 dollars cash back. What if there is a balance on the card when it expires? Purchases made through Apple Pay, Samsung Pay, Google Pay, Garmin Pay and LG Pay mobile wallets will earn the cards highest rate. Additional verification item(s) may be needed to validate. I havent received email confirmation that my card has been activated. 98 Get it as soon as Sunday, Oct 16 This Outsunny 6-7 Person Camping Teepee Tent is perfect for day trips, overnighters, and any beginner. For use in the U.S. If you give them your phone number during checkout they should be able to tell you if your rewards number is still active. If you need to reset your password, you can do so by visiting https://www.kroger.com/account/forgot-password/. The way Kroger issues rewards is fairly atypical compared to other co-branded rewards programs. We're very sorry to hear you're experiencing difficulties with your activation. Below, well go through each benefit in detail. Is the U.S. Bank Visa or Mastercard Gift Card a credit card? Kroger is one of the largest grocery store chains in the U.S., with over 2,700 stores across 35 states. Strange as I have a credit card already with us bank with a high credit limit. That $6,000 spending cap is well above what the average U.S. household spends on groceries. Winds ESE at 5 to 10 mph. It will NOT be published. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. My phone has been stolen. But loyalty to Kroger isn't necessarily a good reason to apply for this credit card. If you shop at Kroger or its Kroger Co. Family of Stores regularly and spend a decent amount of money with them, then the Kroger Mastercard could possibly be worth a spot in your wallet. Please contact your card's issuing bank to determine the issue. How long will it take to receive my card? Who do I contact if I have an issue with a gift card purchased at a Kroger Family of Companies store? and the of their respective owners. It might be that there are certain transactions that Visa codes as cash advance - and thus don't have a credit MCC - whereas Mastercard codes them as a purchase. You will have the option to set your PIN to use with Debit Card Transactions at the time you activate your Gift Card. May I use my bank Debit Card for order payment? Items typically take 1-3 days to arrive when Kroger shipping is chosen. Terms apply . We will also stop shopping at Krogers and tell our friends and family to do the same. When will I receive my cash back/Rewards Points? Stores in the Kroger Co. family include Kroger, Ralphs, King Soopers, Baker's, Dillons, Smiths Food and Drug, Fred Meyer and Gerbes. Please note that the third party site may have privacy and information security policies that differ from those of KrogerMastercard.com. Whether You're Near or Far, Find Store Accepting American Express Near You. 25 off per gallon for 1 year at participating Kroger Co. Family of Stores Fuel Centers. You may contact Customer Support at any time at 1-844-600-7765 for questions about your gift cards. Obviously the higher denomination the giftcards are, the . The Kroger World Elite Mastercard is a straightforward, no-frill rewards card built for loyal Kroger customers. Healthy Options allowance amounts vary by plan and location. Yes. However, multiple credit card review sites state prospective applicants will need a good credit score to be approved. Keep in mind that you pay, You can access yourKroger Rewards World Elite Mastercard, Yes. No. All Physical Gift Cards are shipped to the shipping address you provided at the time of purchase. We accept relay calls. Its been a very good card to me. This could include but isnt limited to fuel, beer, wine, cigarettes, tobacco, pharmacy, office services, and other items that may be prohibited by law. No. Account must be open and in good standing to earn and redeem rewards and benefits. Kroger Gift Cards are also . Pay using your Kroger Rewards Mastercard. for the Kroger Rewards World Elite Mastercard. Many cash-back cards offer better rewards specifically for grocery spending and are far less restrictive in terms of where and how you can earn them. For those who drive a lot, this bonus can add up to fairly big savings on gas whether they meet the spending requirement or not although keeping track of and redeeming fuel points can be high-maintenance. It may take up to 4 (four) hours for you or your recipient to receive the Prepaid Phone Card. Before making large purchases make sure to test how the lender codes the transaction. Navigate to https://www.kroger.com/giftcardactivation, Enter your Gift Card UPC (This is an 11- or 12-digit number located on the back of your card), Once completed you will receive a confirmation email shortly afterwards to confirm that your gift card is active and ready to use. To receive the discount, youll have to redeem at least 100 fuel points when you scan your card at eligible Kroger fuel centers. While some shoppers will have no problem utilizing their $5 rewards certificate (since there are so many options), others may wish to receive their rewards in true cash-back or in the form of a statement credit. There's a separate fuel rewards program, As a member of the program and, again, independent of the credit card you'll earn 1. for every $1 you spend on groceries (with some exceptions) at any store in the Kroger network. can help you find which fuel centers are closest to you. There are a few reasons. If youre approved for the card, you should receive it in the mail within 7 to 10 business days. I think it is unlikely that you would be able to get them to remove the hard pull from your report, but you could always call the US Bank reconsideration line at 1-(800)-947-1444 to argue your case to be approved for the card. If you spend up to $6,000 in the first 12 months of having the card, the 25 cents off per gallon of gas will be extended for the remainder of that calendar year and through the next calendar year as well, until the following Jan. 31. Want to earn free groceries? Unlike other grocery delivery platforms, you'll also have access to in-store sales. Also, points are earned anywhere. To receive the discount, you'll have to redeem at least. 2023 U.S. Bank National Association.